MediHealth Insurance Group helps neighbors across Bossier City, Shreveport, and Northwest Louisiana navigate Medicare with confidence. As independent brokers, we compare plans from leading carriers at absolutely no cost to you.
Free Download Your 2026 Medicare Guide The 128-page federal handbook, simplified to 5 pages. No email required. 📞 Or call us now: (318) 300-3180As independent brokers we aren't tied to any single insurance company — we shop your options across the carriers available in your ZIP code and show you the trade-offs.
Plan availability varies by ZIP code. We do not offer every plan available in your area.
Use our secure plan finder to search Medicare Advantage, Medicare Supplement, and Part D plans available where you live — compare benefits and premiums side by side, and enroll online in minutes. James stays attached to your enrollment so you always have a local advocate, even if you sign up on your own.
Medicare is divided into four parts — each covering different healthcare needs. Parts A and B are known as Original Medicare. We help you understand which apply to you and how to maximize your coverage.
Part A covers inpatient hospital stays, skilled nursing facility care, hospice, and some home health services. Most people don't pay a monthly premium.
Part B covers outpatient care, doctor visits, preventive services, and medically necessary services. After you meet the annual deductible of $283, Medicare pays 80% of the approved amount for most covered services and you pay the remaining 20% coinsurance — with no annual limit on what that 20% can add up to. The standard 2026 monthly premium is $202.90, though there are a number of ways to have it reduced depending on your income and circumstances. Higher earners may pay more due to IRMAA (Income-Related Monthly Adjustment Amount).
Part C bundles Parts A & B — often adding Part D and extras like dental, vision, and hearing — through a private insurer. Often $0 premium plans available.
ⓘ Important: To enroll in a Medicare Advantage plan, you must already have both Medicare Part A and Part B effective dates established, and you must continue to pay your Part B premium to maintain eligibility.
Part D adds prescription drug coverage to Original Medicare. Stand-alone plans are available to complement Parts A & B. Premiums vary by plan and income.
When you can enroll in or change your Medicare coverage depends on which enrollment period applies to you. Missing a window can mean waiting months — or paying a lifelong penalty. Here's a breakdown of each one.
A 7-month window centered on the month you turn 65 — 3 months before, your birthday month, and 3 months after. This is when most people first sign up for Medicare Part A and Part B.
Every fall, anyone with Medicare can switch Medicare Advantage plans, move between Original Medicare and Medicare Advantage, or change Part D prescription drug plans. Changes take effect January 1.
If you're already enrolled in a Medicare Advantage plan, this window lets you switch to a different Medicare Advantage plan or drop back to Original Medicare (with or without a Part D plan) one time.
Certain life changes — moving to a new address, losing employer coverage, qualifying for Medicaid or Extra Help, or a plan leaving your area — can open a special window to enroll or switch plans outside the usual times.
Enrollment rules can be confusing, and timing mistakes can be costly. James and Krysti will help you figure out exactly when — and how — you can enroll or make changes, at no cost to you.
Two very different ways to get your Medicare coverage — each with real trade-offs. We help you figure out which one makes sense for your life and budget.
There's no one-size-fits-all answer. The best choice depends on your doctors, your medications, how often you travel, and your comfort with monthly costs vs. out-of-pocket expenses. James will walk you through both options side-by-side — at no cost — so you can decide with confidence.
Medicare Supplement (Medigap) plans are standardized by the federal government — every insurer must offer the same benefits for each plan. The difference is price and carrier. Here's what each plan covers.
| Benefit Covered | Plan A | Plan B | Plan D | Plan G Most Popular |
Plan K | Plan L | Plan M | Plan N |
|---|---|---|---|---|---|---|---|---|
| Part A Coinsurance & Hospital Costs | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Part B Coinsurance or Copayment | ✓ | ✓ | ✓ | ✓ | 50% | 75% | ✓ | Copays apply |
| Blood (First 3 Pints) | ✓ | ✓ | ✓ | ✓ | 50% | 75% | ✓ | ✓ |
| Part A Hospice Coinsurance | ✓ | ✓ | ✓ | ✓ | 50% | 75% | ✓ | ✓ |
| Skilled Nursing Facility Coinsurance | ✗ | ✗ | ✓ | ✓ | 50% | 75% | ✓ | ✓ |
| Part A Deductible | ✗ | ✓ | ✓ | ✓ | 50% | 75% | 50% | ✓ |
| Part B Deductible | ✗ | ✗ | ✗ | ✗ | ✗ | ✗ | ✗ | ✗ |
| Part B Excess Charges | ✗ | ✗ | ✗ | ✓ | ✗ | ✗ | ✗ | ✗ |
| Foreign Travel Emergency | ✗ | ✗ | ✓ | ✓ | ✗ | ✗ | ✓ | ✓ |
| Out-of-Pocket Limit (2026) | — | — | — | — | $8,000 | $4,000 | — | — |
As an independent Medicare broker serving Bossier City and Shreveport, we work for you — not the insurance companies. We compare plans across top carriers to find coverage that fits your health, budget, and lifestyle. Because we live here, we know which local provider networks matter.
"My goal is simple: make sure every client fully understands their Medicare options before they sign anything. No pressure, no surprises — just clear, honest guidance."
Three simple steps to find your ideal Medicare plan — always at no cost.
Schedule a no-pressure call or meeting. We'll learn about your health, doctors, medications, and budget.
We present tailored plan comparisons from top carriers, clearly explaining coverage, costs, and trade-offs.
Choose the plan that fits best. We handle enrollment paperwork and stay with you long after you're covered.
We are a locally owned, independent Medicare insurance brokerage proudly serving Bossier City and the surrounding communities of northwest Louisiana — and licensed across five states.
To educate, advocate, and guide every Medicare-eligible individual through the complexities of their healthcare coverage options — with honesty, clarity, and zero cost to our clients.
Proud members of the Bossier City community, we understand the unique healthcare needs of our neighbors. We are not a call center — we show up when you need us.
As independent brokers, we are not tied to any single insurance company. Every recommendation we make is driven entirely by what is best for you and your family.
Originally from Michigan, James served his country in the United States Air Force, which brought him to Bossier City in 2019 — and he never looked back. After falling in love with the community and the people of northwest Louisiana, James founded MediHealth Insurance Group, LLC with a simple belief: every person deserves straightforward, personalized guidance when navigating Medicare. His no-pressure approach and year-round support have made him a trusted resource for seniors across five states.
A former elementary school teacher, Krysti Flynn has always had a gift for breaking down complex information into simple, easy-to-understand terms. She brings that same warmth, patience, and genuine care to every client interaction. As a licensed Medicare advisor and proud partner in MediHealth Insurance Group, Krysti ensures that every client feels heard and confident in their coverage decisions — no matter how complicated it may seem.
James and Krysti married in 2008 and together have built a life centered around family and community. They are the proud parents of four children and two dogs, and bring that same family-first dedication to every client they serve. When you work with MediHealth Insurance Group, you're not just a policy number — you're a neighbor.
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